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Finance your dream!

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Purchase price  
Own capital min. 318'000.-
Calculate
Costs            
Purchase price     1'590'000.-      
Acquisition costs % 79'500.-      
Transfer costs % 23'850.-      
Total acquisition         1'693'350.-  
Financing            
Own capital %     318'000.-  
Mortgage 1st rank     1'033'500.- = 65%    
Mortgage 2nd rank     238'500.- = 15%    
Total Mortgage         1'272'000.- = 80%
Expenses of creation of mortgage file % 15'264.-      
Total bank         1'287'264.- = 76%
Annual Costs            
Mortgage interest 1st rank % 31'005.-      
Mortgage interest 2nd rank % 8'944.-      
Total interest         39'949.-  
Mortgage amort. 1st rank % 10'335.-      
Mortgage amort. 2nd rank % 2'385.-      
Total amortization         12'720.-  
Running/maintenance costs %     15'900.-  
Total per year         68'569.-  
Total per month         5'714.-  
Minimum income            
-> per year       207'784.-  
-> per month       17'315.-  
Costs/income ratio         = 33%

Theoretically, the total amount of the housing-related costs shouldn't exceed 33% of your total income.
This financial plan doesn't have contractual value. It is at your disposal as an indication only and subject to confirmation from your Bank.